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Category: Sustainable
Is your pension a quiet one?
It’s always the quiet ones you have to watch, so Mum used to say: “What are they not telling you? What have they got to hide? Never trust the quiet ones.”
Your pension is probably a quiet one – and it’s keeping schtum for a reason. The last thing it wants you to do is start taking an interest. Because then you’d know its (probably dark) truth and you’d start meddling and creating a lot of work for your pension and those managing it.
It’s even more tempting though, isn’t it, when you know it doesn’t want you to… Of course, you should. Because you need to know: is yours the right pension for you?
If you are in a Company Pension you should ask the person responsible for this – how and where is my money invested? Have you asked your employer how they manage your pension?
And, if you have a personal pension does your adviser talk about how your investment meets your preferences?
You can talk to me – a free initial meeting to learn more about this
– or read this to get started: Hot off the press,
the new Good Guide to Pensions will intimately acquaint you with your pension, with the hope that you can see its marvellous potential to change the world – and all the places it might currently be invested in that are definitely NOT helping the planet.
Sustainable funds outperform market
| Sustainable funds outperform market
This Good Money Week, the latest Good Investment Review reveals that sustainable funds have outperformed the sector average over the last FIVE years – and in particular throughout the coronavirus crisis. Since 2015, the ethical UK equity funds monitored have brought average returns of 25.76 per cent compared with 16.52 per cent for the sector. Meanwhile, the ethical global equity funds studied returned an average of 85.23 per cent compared with 76.12 per cent for the sector. In the eight months to October 2020, 12 of the 15 ethical UK equity funds studied performed better than the market average (80 per cent), as did 41 out of the 56 global ethical funds (73 per cent). The October 2020 review from Good With Money reveals that despite the financial turmoil of the global pandemic, assets held in funds with an ethical or sustainable label in the UK have continued to rise, reaching a whopping £158 billion. This is up 14 per cent from the previous six months. John Fleetwood, Director of Responsible and Sustainable Investing at Square Mile, says: “positive impact need not come at the expense of financial returns, and if anything, investing for positive impact can improve returns.” |
The Good Investment Review October 2020
As Good Money Week 2020 begins, the ninth Good Investment Review finds that sustainable funds have outperformed the sector average over the last five years – and in particular throughout the coronavirus crisis.
Since 2015, the ethical UK equity funds monitored in the review have brought average returns of 25.76 per cent compared with 16.52 per cent for all funds in the sector. Meanwhile, the ethical global equity funds monitored have returned an average of 85.23 per cent compared with 76.12 per cent for the sector.
In the eight months to October 2020, 12 of the 15 ethical UK equity funds studied performed better than the market average (80 per cent), as did 41 out of the 56 global ethical funds (73 per cent).
The October 2020 review reveals that despite the financial turmoil of the global pandemic, ‘assets under management’ held within funds with an ethical or sustainable label in the UK have continued to rise, reaching a whopping £158 billion – up 14 per cent from the previous six months.
The rise represents further evidence of the surge in interest in investing for positive impact or with environmental, social and governance (ESG) factors in mind.
John Fleetwood, founder of 3D Investing (now part of Square Mile Consulting and Research), said: “The evidence shows that positive impact need not come at the expense of financial returns, and if anything, investing for positive impact can improve returns.”
The latest review covers developments in methodology for measuring ethical and sustainable funds, and attempts to clear up some of the confusion over the different terminology used to describe them.
There is must-read commentary from some of the UK’s top ethical and sustainable fund managers.
The Review rates funds that have an ethical or sustainable approach according to how well they do what they say on the tin.