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Life Events
Most of us do not get the opportunity to be afraid of the coming storm as it often hits without warning. One day you are married and the next a widow or divorcee.
Your financial future was secure but suddenly your partner has a massive heart attack, is hit by a bus or losses their job.
Sometimes we plan events, these are usually the good experiences, such as holidays, marriage, children. More often life happens to us without planning or warning, such as divorce, bereavement, sickness or accident. Such events are shocking, lonely and frightening.
They do not need to be a financial disaster as well.