Oliff Associates
St Bartholomew's,
18 Christmas Street,
Bristol BS1 5BT

Main pages

Home Page
Oliff Associates, IFA, independent, fee based, financial planning practice, based in the heart of Bristol.

About Oliff Associates
Act with Integrity

Financial Advice - professionally

Contact Oliff Associates
St Bartholomew's, 18 Christmas Street, Bristol BS15BT
Telephone Number 0117 904 2831

Oliff Associates Logo, Gem Logo,

Oliff Associates, Financial Advice, IFA
Professional, Independent, Bristol, Somerset, Wiltshire, Gloucestershire

People
Jan Oliff, Michael France, Gaynor Browning, Chris Ware

Do I need advice?

Credit card debt

Life's Unexpected
What happens when illness or sickness mean loss of income, issues around criticall illness or disability, protecting yourself with appropriate insurance

Build a Financial Cushion
The future is uncertain - problems can arise when cash is tight - build and maintain a financial cushion

Employee Benefits
Understanding your employer benefits, employee benefits, evaluate what you really earn

Employee Benefit Details

Employee Benefit Reports

Goals and Objectives
Set clear personal financial goals,
use an IFA to help review objectives annually

Money Works

Does it Work
What is financial investment, asset allocation, investment growth, sustainable investing

Ethical Investing
About ethical investing, get independent financal advice, consult an IFA

Sustainable Investment
Positive financial discrimination, Investor activism, Change the world - change your mind

More about sustainable investments

Who Manages Investment
Manages Money, Fund manager, Financial adviser

My Home

Mortgage Advice
professional independent, mortgage research, IFA, mortgage adviser

First Time Buyer
FTB
Independent, Mortgage Advice

Home Owner
- most valuable asset

Re-Mortgage
to reduce mortgage outgoings for clients and ensure that they are moved to the most appropriate mortgage product

Home Mover
ensure that your mortgage is with the lender most appropriate to you

Buy to Let;
Make a Profit on Property Letting

End Mortgage
Extra free income; Capital rich - Cash poor

Retirement
Equity Release, Home Reversion Mortgage

Our mortgage advice

Life Begins
opportunies change to the degree that we seek new opportunities, meet new challenges and find new freedoms

Take Stock
Plans still appropriate, insurance policies need review, savings need review, investments need review.

Growing Family
The family grows - so does the liability, How much personal sacrifice does it take to properly care and protect against possible tragedy?

Funding Education
When to start, how where to save and invest, how much.

Empty Nester
How does life change, is is financial freedom or is everrthing devoted to the next generations, what changes in financial planning.

Focus on the Future
Keeping on track for a financially healthy time ahead, planning for the golden years.

Golden Years
Will I still have choices when I am no longer earning?

Reaping Rewards
If the financial aspect to your life has been well planned you will now start to reap the rewards of good planning and enought thrift.

Will I Have Enough Income
If you have failed to plan and you are close to retirement it is still possible that you have enough.
It is also possible that you do not have sufficient and need to make some hard choices.

Retirement Funding
Ideally you should start building your retirement fund as soon as you start work - it is now too late.

Investing Capital
One chance to get this right - there is not the luxury of time to recover from bad or expensive investment decisions.

Funding Care
There comes a time when it is no longer possible to do the things we want to do due to frailty. That does not necessarily mean that we no longer have choice.
Care Fees, who pays, how to pay

Inheritance Planning
Passing it on

Products and advice

Products: Life Cover: protection for those you love
Products: Critical Illness - financial support in crisis
Products: Disability and financial care
Products: Income Protection to replace income when illness strikes
Products: Sickness Redundancy - keeping essential bills paid
Products: Saving Investing for the best outcomes